Free 50/30/20 Budget Template
Plan a month of needs, wants and savings, and check the 50/30/20 rule.
Free downloads · Excel & Google Sheets
Free money spreadsheets
Clean, formula-checked templates you can download and use right away. No sign-up, no email, no catch. Each one comes with example figures so you can see how it works before you type in your own.
Free Debt Snowball Spreadsheet
Up to 6 debts: your debt-free date, interest and a month-by-month plan.
Free Sinking Funds Template
Save ahead for car repairs, gifts and insurance: the monthly amount for each goal.
Free Net Worth Tracker
Log assets and debts monthly and chart your net worth over two years.
Need more than a template? The Money Toolkit sheets go further: 12-month budgets, the avalanche method, FIRE projections and freelancer tax planning.