The Money Toolkit
Our calculators answer a question once. The Money Toolkit spreadsheets keep answering it every month, with your real numbers, in Google Sheets or Excel.
The sheets are launching soon. Join the newsletter below and you'll hear the day they go on sale.
Free samplesTry our four free templates first →Lighter versions of the budget, debt, sinking funds and net worth sheets. No sign-up needed.
$39$61 separately · save 36%
The four everyday sheets in one download: budget, debt, freelancer taxes and FIRE.
$59$119 separately · save 50%
Every sheet and the printable binder, plus free updates each year, including new tools as we add them.
Best value
$25$36 separately · save 31%
Plan the holidays, then start 2027 with a budget: the holiday planner, the dated 2027 planner and the paycheck budget sheet.
Google Sheets and Excel
An all-in-one budget: plan each paycheck, see every bill on a calendar, and save ahead for car repairs, gifts and travel.
Goes with the 50/30/20 Budget Calculator, Paycheck Calculator and Savings Goal Calculator.
What's inside →
Google Sheets and Excel
Snowball or avalanche with one click, and a debt-free date that updates every time you change a number.
Goes with the Debt Payoff Planner, Credit Card Payoff Calculator and Student Loan Calculator.
What's inside →
Google Sheets and Excel
Log every invoice and expense and see exactly how much to move into your tax pot, before you spend it.
Goes with the Self-Employment Tax Calculator, Freelance Rate Calculator and Income Tax Calculator.
What's inside →
Google Sheets and Excel
From "can we afford it?" to closing day: your budget, down-payment savings plan, closing costs and lender offers side by side.
Goes with the Home Affordability Calculator, Mortgage Calculator and Rent vs Buy Calculator.
What's inside →
Google Sheets and Excel
Track your net worth, savings rate and progress to your FIRE number, month by month.
Goes with the FIRE Calculator, 401(k) Calculator and Net Worth Calculator.
What's inside →
Excel and Google Sheets
Run the numbers on a rental before you make an offer: cash flow, cap rate and cash-on-cash return, with a 10-year view.
Goes with the Mortgage Calculator and Capital Gains Tax Calculator.
What's inside →
Printable PDF
For planning on paper: 9 pages to print at home, from the monthly budget to your net worth.
Goes with the 50/30/20 Budget Calculator and Savings Goal Calculator.
What's inside →
Google Sheets and Excel, plus printable PDF
Every gift on a list, spending tracked by category, and a weekly savings plan so the holidays are paid for by January.
Goes with the Holiday Budget Calculator, Savings Goal Calculator and 50/30/20 Budget Calculator.
What's inside →
Printable PDF
The whole year on paper, already dated: each month gets its calendar, budget, bill tracker and spending log.
Goes with the 50/30/20 Budget Calculator, Savings Goal Calculator and Debt Payoff Planner.
What's inside →
Google Sheets and Excel, plus printable PDF
Every form on a checklist, every W-2 and 1099 in one place, and the 2026 standard-or-itemize answer before you file.
Goes with the Income Tax Calculator, Estimated Tax Calculator and Year-End Tax Calculator.
What's inside →An email with your download straight after checkout: the Excel file and a one-page quick-start guide that shows how to open it in Excel or Google Sheets. The printable binder is a PDF in Letter and A4 sizes.
Both. Open the .xlsx in Excel, or import it into Google Sheets in three clicks (File, Import, Upload). Everything works in either, with no add-ons, macros or scripts.
Yes. If a sheet isn't right for you, email hello@dollarsworld.com within 14 days of buying and we'll refund you in full.
Yes, free. The freelancer sheet is updated for each new tax year, and the Complete Toolkit includes every new tool we add.
Our payment partner acts as the merchant of record: it takes the payment, charges the right sales tax or VAT for where you live, and emails your receipt. We never see your card details.
No. The sheets are planning tools that show estimates from the numbers you enter. For decisions about your own situation, talk to a qualified professional.
Each purchase is for personal use in your own household. For a business, team or classroom license, email us.